Terms of Use

Please read these terms carefully. They contain important information regarding your legal rights, remedies, and obligations.

update Last Updated: July 15, 2024

1. Acceptance of Terms

By accessing or using the website, services, or mobile applications provided by OppLoans (collectively, the "Platform"), you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, you must not access or use the Platform.

These Terms apply to all visitors, users, and others who access or use the Platform. We reserve the right, at our sole discretion, to modify or replace these Terms at any time.

Key Highlight:

Your continued use of the platform after any changes constitutes acceptance of the new Terms of Use. We recommend checking this page periodically.

2. Eligibility

To use the Platform and apply for financial products, you must meet the following criteria:

  • check_circle Be at least 18 years of age or the legal age of majority in your jurisdiction.
  • check_circle Be a legal resident of the United States.
  • check_circle Possess the legal authority to enter into a binding contractual relationship.
Financial contract on desk

Transparency and trust form the foundation of our partnership.

3. User Conduct

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No Misrepresentation

You may not provide false, inaccurate, or misleading information about your identity or financial status.

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Prohibited Use

Engaging in any automated use of the system, such as using scripts to send messages or scrapers is prohibited.

You agree not to use the Platform for any purpose that is unlawful or prohibited by these Terms. You may not use the Platform in any manner that could damage, disable, overburden, or impair any OppLoans server, or the network(s) connected to any OppLoans server.

4. Account Security

If you create an account on the Platform, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer or mobile device. You agree to accept responsibility for all activities that occur under your account.

OppLoans reserves the right to refuse service, terminate accounts, or remove/edit content in its sole discretion.

5. Intellectual Property

The Platform and its original content, features, and functionality are and will remain the exclusive property of OppLoans and its licensors. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of OppLoans.

Have Questions?

Our legal and support teams are here to help you understand our policies.